From Callum Pickering at Business Spectator

See also this ominous news about Oz bank lending:-

http://www.abc.net.au/news/2014-07-16/one-mans-crusade-against-the-national-australia/5603068

http://www.abc.net.au/news/2014-07-14/policy-pitfalls-of-mortgage-insurance/5596510